When I first got into the points and miles game, it was all I could think about. After redeeming miles for our first free flights to Italy, I was so excited I had trouble sleeping…the same feeling you would get when going to bed on Christmas Eve as a kid. So naturally I’d try to…
If you have the Chase Sapphire Reserve, I’m sure you’re familiar with its many benefits…3x points on travel and restaurants, lounge access, points worth 1.5x on Chase’s travel portal, yada yada yada. It was a no brainer to recommend it to my mom to cover flights for our upcoming trip to Greece. I considered recommending…
The most upsetting churning news of the past week was a new rule implemented by Chase on the Southwest personal credit cards. Going forward, you will not be approved for a second Southwest personal card if you are a current cardholder of a different personal card or received the bonus on a personal card in…
Since my last results post, we’ve been taking it kind of slow. I’m focusing on business cards for the foreseeable future while my fiancé works on Chase cards until he is no longer under 5/24. Here are our credit card applications and results for Winter 2017-18. My Applications American Express Business Gold Rewards I decided to…
Until recently, it’s been ages since we’ve gotten an instant approval on a credit card application. I miss the days where I didn’t have to call recon or wait for a pending application to be approved. Since banks will only extend a certain amount of credit based on your income, you’ll generally hit a point…
April may be the cruelest month, but there are no shortage of credit cards offers to get you through until May. The increased sign-up bonuses on the Delta cards from Amex are still available. If you’ve already received the bonus on the personal card, consider trying the business version. You can also get the Marriott…
Reselling concert tickets is one of my favorite ways to meet spending requirements to earn credit card sign-up bonuses. Whether you make a profit or not, any income from reselling tickets should be reported come tax time. For taxes, StubHub isn’t required to send you a 1099-K unless you make you have more than 200…
I’ll admit it…whenever I go to dinner with friends, I judge them on their credit card choice. When it’s time to split the check, it’s not uncommon to see a Delta or Southwest card in the pile. While I commend them on their loyalty, I can’t help but think why??? If you like Delta, getting…
Earning points and miles is great, but spending them is even better! However, it can be daunting to decide how to get started when planning an itinerary booked completely on points and miles. Some people are spontaneous and will go wherever the award availability is. I prefer to choose my destination well in advance so…
The Southwest Companion Pass is by far one of my favorite parts of credit card churning. Not only is it easy to earn, but you can use it for up to two full years! Since earning the Companion Pass requires that you accrue 110,000 points, you’ll have a ton of points to save you even…