How I Earned 30,000 United Miles in 3 Months Without Using a Credit Card

We all know that credit card sign-up bonuses are the easiest way to fly for free. When planning my trip for Italy for next summer, I decided to transfer 60,000 of the 100,000 point sign-up bonus from Chase Sapphire Reserve to United. This would be enough for economy flights back from Milan for my boyfriend and…

Open Road

Some Credit Cards Take Months to Show Up on Your Credit Report: Here’s Why That’s a Good Thing

There are three credit reporting agencies in the United States: Experian, Equifax and TransUnion. Regardless of which bureau a credit card company uses to pull your report, new accounts will be reported to all three. However, some credit cards like ones from American Express may not post to your credit report immediately. In these situations…