Fall in the mountains

Things have slowed down a bit since my last results post. My husband is still under 5/24 so we are slowly making our way through a mix of Chase cards and business cards from other banks. Here are our credit card applications and results for Fall 2018.

My Applications

This is the first quarter in a long time that I didn’t open any new cards.

My Husband’s Applications

Chase Ink Cash
ink cash

Over the past year, he’s opened Chase Ink Preferred and Chase Ink Unlimited. This was the last of the Chase Ink trifecta! This is a great offer for a no annual fee card.

Annual fee: No annual fee

Result: Pending then approved about a week later

Bonus: 50,000 Chase points after spending $3,000 in the first 3 months 

American Express Hilton Honors Business
hilton honors business amex

This offer is available my making a dummy booking on the Hilton website. The $100 statement credit is a great deal since it offsets the $95 annual fee.

Annual fee: $95

Result: Instant approval

Bonus: 125,000 Hilton points after spending $3,000 in the first 3 months and a $100 statement credit after first purchase

American Express Blue Business Plus
Amex Blue Business Plus

This is a low sign-up bonus for a high minimum spending requirement, but I think this card is worth picking up and keeping since it can keep your Amex Membership Rewards points active. I also received 10,000 points for the referral.

Annual fee: No annual fee

Result: Instant approval

Bonus: 10,000 Amex points after spending $3,000 in the first 3 months

CitiBusiness / AAdvantage Platinum Select World Mastercard
CitiBusiness American Airlines

I’ve already opened two Citi AA business cards this year and decided we should get my husband started on them as well. I was able to match the offer to 75,000 miles by using the online chat feature.

Annual fee: $99, waived first year

Result: Pending then approved

Bonus: 70,000 American Airlines miles after spending $4,000 in 4 months

Final Thoughts

This fall was definitely slow for us since our expenses dropped after our wedding. Even so, we opened 4 new cards that earned us over 250,000 points and miles from the sign-up bonuses alone! I think winter will also be slow as our wallets continue to recover from the wedding, but we may consider using Plastiq to cover our rent.

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